/Contents 255 0 R /Type /Page endobj Santander UK - Wikipedia (ded73a1aac934c53992bffb8aa068239_109) [48 0 R /XYZ null 787 null] >> /Contents 111 0 R /Contents 107 0 R /Resources 84 0 R Search & Documents | Financial reports | Investors & Shareholders | BNP endobj Adjusted RoTEs: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. /Dest [47 0 R /XYZ null 787 null] /Resources 228 0 R 45 0 obj 0000008723, NIP: 896-000-56-73. (ded73a1aac934c53992bffb8aa068239_112) [52 0 R /XYZ null 167 null] /CreationDate (D:20220310120233+00'00') The 100 million, two-year bond was issued, recorded and settled using private blockchain-based technology, and represents the inaugural . (ded73a1aac934c53992bffb8aa068239_73) [40 0 R /XYZ null 768 null] /MediaBox [0.0 0.0 594.72 841.68] Rapport financier annuel 2021 - Reproduction de la version officielle du RFA qui a t tablie en format pdf et est disponible sur le site de l'metteur (pr-requis Firefox) URL externe, FR View Regulated information Financial reports 2021-12-31 Document d'enregistrement universel et rapport financier annuel 2021 (Version ZIP) URL externe, FR View PDF. This report is an important step both in terms of its integration with the Santander Groups global strategy and activities, as well as the ongoing transparency regarding our activities in Poland. /Parent 2 0 R /Contents 159 0 R endobj /Parent 2 0 R << >> b+h8h*,Lw;KMjz~ Banco Santander, S.A. (SAN) SEC Filing 6-K Foreign Issuer Report for the period ending Thursday, December 1, 2022 . endobj 73 0 obj /Resources 190 0 R endobj endobj Jana Pawa II 17, 00-854 Warszawa, registered in the District Court for the capital city of Warsaw, XIII Commercial Division of the National Court Register, under KRS no. /Type /Page Chcemy Ci zaoferowa produkty na najwyszym poziomie Integrated Annual Report 2020 (English version) 11.6 MB. endobj Simple and appealing payment solutions for individuals. . pamici Twojej przegldarki. 7 0 obj << endobj /Contents 169 0 R 43 0 obj PDF 2021 Annual Report 2021 results show a strong improvement in customer focus. /MediaBox [0.0 0.0 594.72 841.68] 52 0 obj /Type /Page 2. (ded73a1aac934c53992bffb8aa068239_178) [67 0 R /XYZ null 314 null] /Kids [6 0 R 7 0 R 8 0 R 9 0 R 10 0 R 11 0 R 12 0 R 13 0 R 14 0 R 15 0 R (ded73a1aac934c53992bffb8aa068239_139) [63 0 R /XYZ null 563 null] /Resources 262 0 R 71 0 obj Our wealth businesses continued their momentum. >> /Parent 2 0 R /Title (Santander UK SFS YE'21 \(1\)) PDF santander.pt All Together Now endobj endobj endobj /MediaBox [0.0 0.0 594.72 841.68] /Last 81 0 R endobj 1. Banco Santander approved its shareholder remuneration policy for 2021. /Contents 109 0 R PDF Workforce Innovation and Opportunity Act (Wioa) Uncertainty representation consists of modelling the available knowledge, i.e. (ded73a1aac934c53992bffb8aa068239_70) [40 0 R /XYZ null 787 null] /MediaBox [0.0 0.0 594.72 841.68] endobj Presented in 2017, the TCFD's recommendations are a non-binding guidepost for companies approaching climate issues responsibly. Share capital: PLN 1,021,893,140. /Contents 247 0 R >> 398 pages. Annual Report 2021. /MediaBox [0.0 0.0 594.72 841.68] /MediaBox [0.0 0.0 594.72 841.68] 55 0 obj /Last 286 0 R /Resources 168 0 R /F 2 /Contents 185 0 R /Resources 192 0 R For our consumer franchise, the picture was more mixed. /Type /Page Third, shareholders who dont sell their shares during a buyback dont make a cash return and, therefore, dont have to pay any. 3. /Resources 138 0 R /MediaBox [0.0 0.0 594.72 841.68] serwisw, by oferowa produkty i usugi dopasowane do Twoich potrzeb. endobj << Here we tell you about them and their benefits for shareholders. endobj 17.8 MB. endobj /Parent 2 0 R endobj 6 0 obj Market-leading consumer finance franchise funded by attractive consumer deposits. While the TNAV as at 30 September was EUR 4.31, the current share price is significantly lower. /Contents 135 0 R 2021 20-F (English version) 3.1 MB. Introduction - Santander Annual Report 2021 Financial Reports - Santander /Contents 165 0 R RS 2021: Consolidated Annual Report of Santander Bank Polska S.A. Group in the version submitted to the Polish Financial Supervision Authority, the company operating the regulated market and to the public (ZIP) . To our Shareholders. Download Acrobat Reader free of charge. Citi | 2021 Annual Report - Citigroup We will continue to execute our three strategic. 56 0 obj endobj /MediaBox [0.0 0.0 594.72 841.68] (ded73a1aac934c53992bffb8aa068239_217) [79 0 R /XYZ null 787 null] 6.37 MB. 13 0 obj /Contents 173 0 R Annual & Interim Reports - Santander Consumer Finance 1. Indeed, banks contribute to greenhouse gas emissions through their own operations (e.g. The materialisation of such risks can furthermore cause volatility in natural resource and property markets and lead to the insolvency of some borrowers. /Parent 2 0 R When the share price is lower than the tangible net asset value (TNAV) per share, the buyback will cause the latter to increase since there will be fewer shares in circulation (once the repurchased shares have been cancelled). /Type /Page Annual Report 2019 (Spanish version) 9 MB. Using tangible equity, RoTE is 20.3% (+2.6pp). /Type /Page 2022 Santander Bank Polska. 36 0 R 37 0 R 38 0 R 39 0 R 40 0 R 41 0 R 42 0 R 43 0 R 44 0 R 45 0 R (ded73a1aac934c53992bffb8aa068239_22) [15 0 R /XYZ null 787 null] 85 0 obj /MediaBox [0.0 0.0 594.72 841.68] We help our customers in their transition towards a green economy. All rights reserved. This total amount of 865 million has been estimated assuming that, after the execution of the share buy-back programme described below, the number of outstanding shares entitled to receive the dividend will be 16,804,353,202. Using tangible equity, RoTE is 13.1% (+6.2pp). More than two years ago, the world witnessed the emergence of COVID-19. /Resources 158 0 R >> endobj /Resources 86 0 R /Parent 2 0 R /Type /Page /MediaBox [0.0 0.0 594.72 841.68] Now, there is increasing pressure from the European Commission, whose ambition is to encourage, through regulatory and non-regulatory measures, the linking of funds for new investments to climate indicators in the concept of so-called Sustainable Finance. BUSINESS PENETRATION RATE This measure looks at the percentage of businesses using services out of all the businesses in NYS. Salary: $50,000.00-$60,000.00 per year. Benefits: Dental care. >> /Length 1451 Jana Pawa II 17, 00-854 Warszawa, registered in . << endobj 21 0 obj (ded73a1aac934c53992bffb8aa068239_118) [53 0 R /XYZ null 447 null] We support our clients in the transition to a low-carbon economy and in the development of their sustainable and green investments. << >> /Resources 226 0 R 99 0 R 100 0 R 101 0 R 102 0 R 103 0 R 104 0 R 105 0 R 106 0 R] >> (ded73a1aac934c53992bffb8aa068239_79) [40 0 R /XYZ null 480 null] Why is diversifying investments is so important? Regional value propositions and excellent service to deliver profitable growth. 1 On 27 September 2022, the board of directors approved an interim dividend against the 2022 results of EUR 5.83 euro cents per share (up 20% on . >> /Type /Catalog /Resources 244 0 R /MediaBox [0.0 0.0 594.72 841.68] Focused on maintaining high and sustainable levels through scale in the markets in which we operate, leading to efficiency, and allowing us to provide value to our customers and high returns to our shareholders. >> (ded73a1aac934c53992bffb8aa068239_199) [71 0 R /XYZ null 604 null] 2021 ANNUAL REPORT 3 Dear Fellow Shareholders: This year marks my fourteenth year as CEO of Amphenol, and it is no exaggeration to say that the past two years have been both the most challenging and the most fulfilling of my professional career so far. << << 1. Positive impact of Santanders buyback programme on its share price (as at November 2022). (ded73a1aac934c53992bffb8aa068239_160) [66 0 R /XYZ null 418 null] ;f@UG'"nQ#"-\nK:Uu;wMeEaF+Akqd+_)zL^jF8'IQ^p^`Cy /Parent 2 0 R Jana Pawa II 17, 00-854 Warszawa, registered in the District Court for the capital city of Warsaw, XIII Commercial Division of the National Court Register, under KRS no. 25 pages. /Length 304 /Contents 267 0 R According to the IPCC, droughts, extreme heat and floods threaten water and food security, as well as the livelihoods of millions of people. 1. Files on this page are PDF. /Resources 186 0 R /C [0.0 0.0 0.0] The genus Panthera comprises 5 extant species of Felidae and forms the majority of the group colloquially termed "big cats". /Contents 229 0 R We have both local and global experts in ESG, which makes us stand out in the Polish banking market. /MediaBox [0.0 0.0 594.72 841.68] /Parent 2 0 R << endobj 10-K Annual Report Summary 10-K Annual Report 10-K YoY Changes. /Type /Page xZKoF6[tKO=hh% d nS_>fKY8`=uyxy{Q+eC(~[_n8~vI(xgf}u2*rx,p;+n$/j}'J rC.TqC8e|~}v"q79me/%yV]Weq v=qxpGUIX}k[XGEF>>pd8u>\18/=x0^Cucv-Qcw\Yo1a G$XpV?V|R++ ~EDba)iI(l{NtmH banking, sustainability and culture committee. assignment 3 gene 60 fall 2022 2 | PDF | Rsum | Employment << 80 0 obj Sound risk management and compliance culture is a fundamental cornerstone of a responsible bank. 2022 Santander Bank Polska. >> << However, that depends on market behaviour. UK Consumer Attitudes Towards Debt and Credit Market Report 2021 Santander Annual Report 2021 Looking to the future Responsible banking at the heart of a sustainable economy Green Bank Customer- centricity Corporate culture Education Policies and key regulations Helping Ukraine Summary of the year The past year was another challenging period, yet we ended it with solid financial performance. REGON 930041341. Main achievements include global platform readiness in the EU, Argentina and Uruguay; the commercial launch of our pan-European acquirer and the successful spin-off and subsequent listing of Getnet Brazil. Loan for the purchase of photovoltaic installations for consumers (new). (ded73a1aac934c53992bffb8aa068239_1) [6 0 R /XYZ null 787 null] /Parent 2 0 R planet, clients and communities. endobj /Type /Page endobj endobj They can do this by progressively reducing the environmental impact of their funding, including by steadily raising awareness among their customers and the general public of the importance of climate change and its impact on the economy, and gradually reducing their carbon-based portfolios. >> Santander International Banking Conference, CFTC and SEC Swap and Security-Based Swap Disclosures and Notices, Significant equity shareholdings and treasury stock, Offer to acquire outstanding shares and ADSs of Banco Santander Mexico (November 2021), Policy on Communication and Engagement with Shareholders and Investors, Rules and Regulations of the Board of Directors, Rules and Regulations for the General Shareholders' Meeting. /Count 74 We generated Adjusted Free Cash Flow of $1.5 billion, the sixth consecutive year in >> /Parent 2 0 R %PDF-1.4 endobj /Type /Page /Parent 2 0 R Top 10 Commercial Real Estate and Multifamily lender. >> pamici Twojej przegldarki. After years of regulatory capital accumulation, we are focused on maintaining capital level of 12% on a fully-loaded basis. /Resources 270 0 R << << Jeli Banco Santander share buyback programme. endobj We continue with our strategy to deploy capital to the most profitable businesses and increase synergies across countries. 1. /Parent 2 0 R 1. /MediaBox [0.0 0.0 594.72 841.68] endobj 8 0 obj 68 0 obj Consolidated quarterly report for Q1 2022. (ded73a1aac934c53992bffb8aa068239_28) [20 0 R /XYZ null 787 null] Lamentablemente, no podemos ofrecerte este contenido en el idioma seleccionado. /Type /Page A loan was made available to customers for the purchase of emission-free or hybrid vehicles for consumers. (ded73a1aac934c53992bffb8aa068239_208) [77 0 R /XYZ null 360 null] potrzebujesz wicej informacji, przeczytaj nasz /Resources 152 0 R During PY 2021, NYSDOL reported a repeat business customer rate of 76.9%. 14 0 obj High participation in the Annual General Meeting. (ded73a1aac934c53992bffb8aa068239_88) [42 0 R /XYZ null 787 null] /MediaBox [0.0 0.0 594.72 841.68] Annual Reports; 69 0 obj Banks therefore have the tools at their disposal to both support the transition towards a low-carbon economy and contribute to the European Commissions declared objectives. PDF BANCO SANTANDER, S.A. ANNUAL REPORT - London Stock Exchange . 32 0 obj Santander Annual Report 2021 During AY22, the University continued to ensure processes met the requirements of the /C [0.0 0.0 0.0] /Type /Page 252.67 KB. This share prices have a15 minute delay and are shown in the local time of the market in which the quote is displayed. Note: 2021 data and year-on-year changes (underlying profit, loans and funds in constant euros). /Parent 2 0 R << /Parent 2 0 R endobj Polityce cookies. 81 0 obj << The Digital Consumer Bank continues to display strong profit growth despite lockdowns and the semiconductor shortage (new lending well above 2020; +10%). /Parent 2 0 R endobj >> Senior Executive Vice President and Head of Wealth Management & Insurance. /Parent 2 0 R >> Santander Consumer Usa Holdings Inc. (SC) 10-K Annual Report February 2021 This ESG Supplement accompanies our annual report and provides a data-driven summary of our sustainability performance. /MediaBox [0.0 0.0 594.72 841.68] /Contents 193 0 R Compare this 10-K Annual Report to its predecessor by reading our highlights to see what text and tables wereremoved, added and changedby Santander Holdings Usa, Inc.. Santander Holdings Usa, Inc.'s Definitive Proxy Statement (Form DEF 14A) filed after their 2022 10-K Annual Report includes: Santander Holdings Usa, Inc. provided additional information to their SEC Filing as exhibits, Our Intrinsic Value calculator estimates what an entire company is worth using up to 10 years of financial ratios to determine if a stock is overvalued or not, Receive an e-mail as soon as a company files an Annual Report, Quarterly Report or has new 8-K corporate news, Read positive and negative remarks made by management in their entirety without having to find them in a 10-K/Q, Remove data columns and navigations in order to see much more filing content and tables in one view, Read both hidden opportunities and early signs of potential problems without having to find them in a 10-K/Q, Export Annual and Quarterly Reports to Adobe Acrobat (PDF), Microsoft Word (DOCX), Excel (XLSX) and Comma-Delimited (CSV) files for offline viewing, annotations and analysis, Our Financial Stability reports uses up to 10 years of financial ratios to determine the health of a company's EPS, Dividends, Book Value, Return on Equity, Current Ratio and Debt-to-Equity, See how over 70 Growth, Profitability and Financial Ratios perform over 10 Years, Use our calculated cost dollar values to discover when and how much registered owners BUY, SELL or excercise their company stock OPTIONS aggregated from Form 4 Insider Transactions SEC Filings, View which hedge funds, pension / retirement funds, endowments, banks and insurance companies have increased or decreased their positions in a particular stock. Alejandro Martinez de Hoz - International Associate - LinkedIn endobj << 46 0 obj /Type /Page /Contents 171 0 R /Type /Page It is made up of four main chapters, presenting the banks corporate structures and reporting issues, the main assumptions of the strategy and actions in the area of mitigation as well as adaptation to climate change, the management processes together with the results of the climate risks and opportunities analysis carried out this year and information on our carbon footprint. Banco Santander, S.A. Auditor's report, Annual accounts and directors' report for the year ended 31 December 2021. endobj /Parent 2 0 R 49 0 obj /Parent 2 0 R 26 April 2022. /Count 0 /MediaBox [0.0 0.0 594.72 841.68] PDF MONTHLY FACTSHEET AS OF 31/10/2022 Promotional document (ded73a1aac934c53992bffb8aa068239_130) [57 0 R /XYZ null 787 null] << /Contents 257 0 R 2)u-_W_Fm(Qq{i1nklo v8j] Chcemy Ci zaoferowa produkty na najwyszym poziomie >> Fast and efficient international business solutions for SMEs. /Type /Page Subject to the approval of the ordinary general shareholders meeting, this dividend would be payable from 2 May 2022. Lease or loan for the purchase of energy-efficient machinery (including agro machinery) for business. >> >> /Type /Page Wicej informacji znajdziesz w naszej 1. Until recently, the main burden of climate action has been placed on, among others, the enterprises that contribute most to the economys CO2 emissions. Source : Axiom AI | The STR +2% index replaced the EURIBOR+2% as of the 2nd of December, 2021. Unconsolidated annual report for 2021. QUARTERLY SHAREHOLDER REPORTOctober - December 2021. (ded73a1aac934c53992bffb8aa068239_136) [63 0 R /XYZ null 787 null] << >> 9 0 obj 23 0 obj << 70 0 obj >> In response to these risks and to take the necessary steps to mitigate them, the worlds governments have decided to make a concerted effort to limit the progressive rise in temperatures and to mitigate the effects of climate change. >> 2020 Santander UK Scorecard. . TNAV per share + cash dividend per share of 7.6 cents paid in calendar year 2021. We are only able to succeed in today's environment and to earn and retain our customers' loyalty, through our talented and motivated workforce. /Contents 199 0 R << << The funds raised from the issue will be used to finance or refinance green assets (Eligible Green Assets) or social assets (Eligible Social Assets). Moesz zaakceptowa lub skonfigurowa pliki cookies. endobj /Count 7 endobj >> /Parent 2 0 R The transformation that started a few years ago is paying off. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Jeli The corporate governance chapter of the consolidated directors' report that forms part of the 2021 Annual Report of Banco Santander, S.A. (Banco Santander) is attached. endobj /Type /Pages >> 31 0 obj (ded73a1aac934c53992bffb8aa068239_142) [63 0 R /XYZ null 385 null] Increasingly ambitious climate policies, regulations, financial market sentiment and social responsibility expectations towards businesses are not negligible and result in a decrease in the profitability of certain investments and an increase in the cost of carbon-intensive activities. << /MediaBox [0.0 0.0 594.72 841.68] Pliki cookies przetwarzamy w celu rozpoznania Twoich preferencji i sposobu korzystania z naszych 37 0 obj /Parent 2 0 R /MediaBox [0.0 0.0 594.72 841.68] 50 0 obj /Resources 222 0 R endobj endobj endobj >> dostosowane do Twoich potrzeb. 67 0 obj Downloads - Volkswagen Group Annual Report 2021 25 0 obj Fitchreport11.03 - Read online for free. Deep uncertainties in shoreline change projections: an extra 0000008723, NIP: 896-000-56-73. 1 The shareholder remuneration policy is subject to future business and regulatory decisions and approval. endobj /Names 4 0 R << Santander name and flame logo are registered trademarks. To make it easier to read, they are also presented in PDF format. Fitchreport11.03 | PDF | Investment Fund | Closed End Fund >> Polski. 10,000+ Employees Based in Boadilla del Monte, Spain Most Recent Annual Report MOST RECENT 2021 Annual Report View PDF Banco Santander SA does not currently have any hardcopy reports on AnnualReports.com. 2021 Annual Review | 2021 Strategic Overview endobj We will focus our efforts where we have the most significant impact. /Contents 157 0 R << Under regular market conditions, share buybacks can have these benefits: Share buybacks enable companies to generate additional shareholder value. /MediaBox [0.0 0.0 594.72 841.68] Citi Velocity, our digital platform for institutional clients, attracted about 200,000 unique client users in 2021, a 64% increase over 2020 and a 138% increase compared with 2019, before the pandemic. >> /MediaBox [0.0 0.0 594.72 841.68] << /Type /Page >> To implement a second share buy-back programme, to which the Bank will allocate an amount of 865 million euros (equivalent to c. 20% of the Groups underlying profit in the second half of 2021 financial year), which will be launched once the applicable regulatory approval has been received. /Parent 3 0 R /Resources 166 0 R 2022 Santander Bank Polska. /Resources 220 0 R /Type /Page Responsible banking at the heart of a sustainable economy, Interview with Micha Gajewski, CEO of Santander Bank Polska, Financial performance and key performance indicators, The banks stakeholders and external relations, Policies and key regulations concerning ESG areas, Approach to managing environmental impacts and climate protection, Regulations concerning the environmental and climate impact of business operations, Promoting environmentally friendly attitudes, Actions taken in response to the consequences of the armed conflict in Ukraine, Support to customers during the COVID-19 pandemic. B6;HS_x:0 2021 Annual Report | ING 411Trend information 2021 419Alternative performance measures (APM) 427Risk management and compliance 429Risk management and compliance overview >> /Contents 119 0 R 39 0 obj << (ded73a1aac934c53992bffb8aa068239_55) [37 0 R /XYZ null 347 null] << Santander name and flame logo are registered trademarks. The report has been prepared in accordance with the recommendations of the Task Force on Climate-related Financial Disclosures ( TCFD). endobj /Resources 224 0 R In 2021, we have laid the foundations for transforming our businesses. as well as giving its opinion on the annual objectives and their implementation. The clade is thought to have diverged approximately 5 million years ago (Johnson et al. /Contents 191 0 R << /Prev 284 0 R 26 0 R 27 0 R 28 0 R 29 0 R 30 0 R 31 0 R 32 0 R 33 0 R 34 0 R 35 0 R Under regular market conditions, the portion of profits that a company uses to buy back shares has a positive effect on the share price. /Parent 2 0 R /Parent 2 0 R >> 35 0 obj /Resources 176 0 R /Resources 180 0 R The implementation of the shareholder remuneration policy is subject to future corporate and regulatory decisions and approvals. Schedule: 8 hour shift. endobj /Contents 129 0 R The structure of the Paris Agreement consists of legally binding targets for limiting the increase in the Earths average temperature, as well as the obligations of the parties to the agreement, of which the contributions of individual countries are the most important. Annual Report | Shareholders and Investors | Santander Bank << >> /Resources 254 0 R Access all content of the Annual Report, selecting the year you wish to consult. /MediaBox [0.0 0.0 594.72 841.68] Commission on March 2021 2, updated by Form 6-K filed with the SEC on 8 April 2022 to incorporate the new organizational and management structure, as well as the section "Alternative performance measures" of the annex to the Banco Santander Q3 2022 Financial Report, published as Inside Information on 2October6 2022. Gender Pay Report 2021. /Resources 246 0 R 58 0 obj /MediaBox [0.0 0.0 594.72 841.68] << 1. During 2021, 32% of all new cars financed by Santander across the region are EVs, 28% are hybrids. /Resources 88 0 R /Type /Page endobj /Type /Page endobj 20 0 obj Calendar with a list of events organized by Santander Bank Polska for the years 2021 - 2015. Subject to the European Central Bank's approval. Banco Santander achieved an attributable profit of 8,124 million in 2021, which compares to an attributable loss of 8,771 billion in 2020, when the bank made a non-cash adjustment to the valuation of goodwill and deferred tax assets (DTAs). /Parent 2 0 R /Contents 235 0 R /Parent 2 0 R /Parent 2 0 R Consumers trust themselves to borrow responsibly much more than others. 26 0 obj We fully delivered our yearly global platform plan covering payments, FX and trade finance. /Contents 221 0 R << PDF. FISCAL 2021 HIGHLIGHTS Fiscal 2021 was a year of opportunities and challenges. Adjusted RoTEs: adjusted based on deployed Group's capital calculated as contribution of RWA's at 12%. /Next 283 0 R /Contents 239 0 R /Contents 179 0 R Banco Santander S.A. All rights reserved. serwisw, by oferowa produkty i usugi dopasowane do Twoich potrzeb. (ded73a1aac934c53992bffb8aa068239_25) [16 0 R /XYZ null 787 null] /Contents 245 0 R /Parent 2 0 R /Type /Page /Resources 276 0 R /Contents 241 0 R /Contents 137 0 R We have a Global Framework on Sustainable Bonds and a Framework on Green Bonds, which define our commitments to allocate green bond funds to renewable energy projects (solar and wind). 77 0 obj Visit the SEC website to view a complete list of Santander Holdings USA, Inc. (SHUSA) filings. For this product, two promotional leases have been made available from the beginning of 2021 until 18 November 2021: 100% for the purchase of an electric vehicle and 102% for the purchase of hybrid vehicles. /Parent 2 0 R /Type /Outlines << In 2021, we issued 860,700 green cards, accounting for 42.4% of all cards issued. The report has been prepared in accordance with the recommendations of the Task Force on Climate-related Financial Disclosures (TCFD). 65 0 obj /Parent 2 0 R << Directors on April 20, 2021 Santander Totta, SGPS, S. A. Rua do Ouro, 88 - 1100-063 Lisbon Registered at the Lisbon Commercial Registry under single registration and VAT number 507 096 851 LEI: 5493005RLLC1P7VSVC58 . /Parent 2 0 R 83 0 obj << /Type /Page Contribution to 2021 Group's underlying profit. 78 0 obj 2021. EIB innovates further with Project Venus, the first euro-denominated (ded73a1aac934c53992bffb8aa068239_4) [8 0 R /XYZ null 787 null] Changes in constant euros (estimated fiscal year from May'21-April'22 vs May'20-April'21). 11 0 obj /Annots [203 0 R 204 0 R 205 0 R 206 0 R 207 0 R 208 0 R 209 0 R 210 0 R 211 0 R 212 0 R xuO0WpE4)a7`ELsUC~]ix?PYJ\DJnn*NDfCj b}dqfQ/*gcm,V6:[0g]]Lw^M4YS-QgRZPCU More information on the Santander UK Group Holdings plc group, including the role of the Company as a ring-fenced bank, can be found in the Santander UK Group Holdings plc 2021 Annual Report, which does not form part of this report. Methodology - Santander Annual Report 2021 /Type /Page /Parent 2 0 R >> /Contents 153 0 R /Annots [139 0 R 140 0 R 141 0 R 142 0 R 143 0 R 144 0 R 145 0 R 146 0 R 147 0 R 148 0 R] Find out More Presentations Quarterly and full year investor reports. Click the button below to request a report when hardcopies become available. TNAV per share + cash dividend per share of 7.6 cents paid in calendar year 2021. /Contents 131 0 R Request Information Older/Archived Annual Reports As an example we saw a significant reductions in foreign transactions due to reduced customer travelling. (ded73a1aac934c53992bffb8aa068239_196) [70 0 R /XYZ null 364 null] Only SCIB global business. /Type /Page endobj Having a balanced geographic and business diversification makes us more resilient, more predictable and less volatile. 31 Mar 2022 ANNUAL REPORT 2021. . Pliki cookies przetwarzamy w celu rozpoznania Twoich preferencji i sposobu korzystania z naszych . >> 57 0 obj /Parent 2 0 R /Type /Page Historical data such as that used to calculate the synthetic indicator may not be a reliable indication of the Fund's future risk profile. For this reason, adaptation will play an extremely important role, but this will not solve all challenges in climate-sensitive countries and ecosystems. Genome report: chromosome-level draft assemblies of the snow leopard Announced acquisition of Amherst Pierpont, subject to completion, regulatory approval and other conditions. Constant EUR mn and year-on-year changes in constant euros. 2021 Annual Integrated Report 2021 Annual Report on Form 20-F Audited Consolidated Financial Statements 2020 Annual Integrated Report 2020 Annual Report on Form 20-F Audited Consolidated Financial Statements 2019 Annual Integrated Report 2019 Annual Report on Form 20-F /Contents 251 0 R By combining our market leading consumer finance business with Openbank tech and data capabilities, our Digital Consumer Bank will offer new online solutions while sustaining a highly profitable business. /Type /Page Banco Santander SA - AnnualReports.com >> Ita Corpbanca - Financials - Annual Reports - itau.cl endobj /Contents 277 0 R Screenshots of actual 10-K and 10-Q . 48 0 obj (ded73a1aac934c53992bffb8aa068239_64) [39 0 R /XYZ null 786 null] Since Second, the earnings per share (EPS) increases due to a reduction in outstanding shares. /Parent 2 0 R /Type /Page In December 2015, 197 countries signed the Paris Agreement, an international agreement that aims to limit the increase in global average temperature to well below 2C relative to pre-industrial levels and aims to maintain an increase of only 1.5C. 2020 20-F (English version) 3.5 MB. /Type /Page Polityk cookies. We have audited the consolidated annual accounts of Santander Consumer Finance, S.A. (the Parent company) and its subsidiaries (the Group), which comprise the balance sheet as at December 31, . 79 0 obj >> /Type /Page /Parent 2 0 R /MediaBox [0.0 0.0 594.72 841.68] 29 0 obj Santander Financial Services plc 2021 Annual Report 1 /Filter /FlateDecode 64 0 obj endobj << 74 0 obj /Dests 82 0 R << Santander Holdings Usa, Inc. 10K Annual Reports & 10Q SEC Filings The programme began on 22 November 2022 under the terms of the announcement made on 21 November, which is available on santander.com and www.CNMV.es. /Contents 197 0 R (ded73a1aac934c53992bffb8aa068239_106) [47 0 R /XYZ null 787 null] PDF ACADEMIC YEAR 2021-2022 ANNUAL REPORT November 2022 /Contents 279 0 R /Type /Page Quaterly Shareholder Report ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2020. /Resources 278 0 R Annual Reports | Banco Santander Chile All rights reserved. /MediaBox [0.0 0.0 594.72 841.68] The Corporate and Investment Banking Division carried out the second largest sustainable bond issue for a non-financial company with a total value of PLN 400 million. Santander name and flame logo are registered trademarks. /Contents 133 0 R /Type /Page Although the direct impact of financial institutions actions in the area of climate change mitigation and adaptation is small, they can have an indirect impact through large capital commitments in sectors particularly exposed to physical and transformational risks. >> We aim to become the largest digital consumer bank in the world. endobj /Type /Page /MediaBox [0.0 0.0 594.72 841.68] << /MediaBox [0.0 0.0 594.72 841.68] Support to customers during the COVID-19 pandemic, Examples of green financing contracts concluded in 2021. We want our customers to see us in the same way. Balanced composition of board and committees, Risk supervision, regulation & compliance committee, Resp. endobj /MediaBox [0.0 0.0 594.72 841.68] /Parent 2 0 R /Length 178 December 2021 and approximately 99% of its consolidated net assets at 31 December 2021. 38 0 obj (Form DEF 14A) filed after their 2021 10-K Annual Report includes: Voting Procedures; Board Members; Executive Team; Salaries, Bonuses, Perks; Peers / Competitors; Continue. endobj >> >> /Resources 156 0 R 44 0 obj The 2021 attributable profit is 25% higher in current euros than in 2019, before covid. Resilient, more predictable and less volatile emergence of COVID-19 deliver profitable.! Markets and lead to the approval of the market in which the quote is displayed opinion! Report for Q1 2022 28 % are hybrids 2019 ( Spanish version ) 11.6.... 2Nd of December, 2021 share buyback programme region are EVs, 28 % are hybrids and are in! 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